Planning Ahead Financially Helps You in the Long Run

It is really tough to fully develop your own successful financial plan for the present and for your future. Are you thinking of a profitable plan for retirement? Do you know your insurance requirements and if you have the right plan? You may be looking for the right investments or be thinking of a plan for savings for the future. Do you want to get your daily expenditures and budget under control? There are goals for the short term as well as long term. All of these questions and plans can be overwhelming, but PCT Federal Credit Union is here to help! Our financial planning Wareham services help people set up the most personalized and best financial plans for the short and long term.

We provide financial planning services such as planning for future income, asset allocation, qualified accounts (IRAs, etc.), insurance programs, investment programs, accounts for education, and non-qualified accounts.  PCT is partnered with John Castelot, RFC of Northeast Planning Associates (NPA) to provide customers with the best and most comprehensive financial planning services.

Below is a more detailed breakdown of the financial planning Wareham services offered:

1.       Financial Planning:  Checking the allocation of assets, tax planning, analysis of cash flow, and organizing of estate. 

2.       Qualified Accounts: These accounts include 401(k), IRA, 403(b), SEPs, and profit sharing plans.

3.       Advisory Accounts: These accounts include mutual fund wrap accounts, as well as strategies for passive and active use.

4.       Insurance Programs: These programs include life insurance, annuities, insurance for disability, and insurance for care in the long term. 

5.       Investment Programs:  These programs include bonds, variable annuities, stocks, REITs, and mutual funds.

6.       Education Accounts:  The services are 529 plans, IRAs for education, UTMAs, and UGmAs.

7.       Non-Qualified Accounts: The service is standard brokerage.

We will be happy to talk to you and provide our best advice for financial planning for your future. Financial planning is achieved by getting your goals established, collecting information, analysis and evaluation of financial position, development of plan, incorporation of plan, and finally checking the plan. 

PCT Federal Credit Union provides financial planning Wareham services, so if you are interested in planning for a sound future, contact us today at http://www.pctfcu.org/.